What is NCT Failure Insurance

This product protects your customers from the cost of expensive repairs that might arise due to failures discovered during their next NCT. It has been designed specifically as a customer retention tool.

If their vehicle fails the test, they must return back to their selling dealer for any repair work to be completed. Simply scan and email a copy of the failure sheet to our claims department and we will cover the cost of repair for the components listed below.

This product is exclusively available through the Car Protect dealer network, or can be purchased online if your customer has recently purchased their vehicle.

Why Do I Need NCT Failure Insurance

In 2011 approx 49 per cent of vehicles (486,409) failed their NCT the first time round. The most common cause of failure was from the front suspension (info taken from NCT statistics www.nct.ie), where the majority of the components which make up the front suspension are covered under our NCT Failure Insurance policy.

Please see the full list of covered components below.

What Is Covered

  • Lighting Equipment
  • Headlamps
  • Side Lamps
  • Number Plate Illumination Lamps
  • Stop Lamps
  • Reverse Lamps
  • Auxilary Lamps
  • Rear Reflectors
  • Side Reflectors
  • Fog Lamps
  • Direction Indicator Relay
  • Hazard Warning Flasher Relay
  • Fog Lamp On/Off Indicator
  • Steering And Suspension
  • Steering Control
  • Steering Mechanism
  • Steering System
  • Transmission Shafts
  • Wheel Bearings
  • Drive Flanges
  • Front Suspension
  • Rear Suspension
  • Shock Absorbers
  • Track Road Ends
  • Suspension Springs
  • Wishbones
  • Swivel Joints
  • Suspension Mountings
  • Subframes
  • Brakes
  • Master Cylinder
  • Wheel Cylinders
  • Calipers
  • Load Compensator
  • ABS Modulator
  • ABS Sensors
  • Brake Servo
  • Brake Vacuum Pump
  • Brake Controls
  • Hoses and Cables
  • Seats And Seatbelts
  • Seats
  • Seatbelts
  • Pre-Tentionser
  • Seatbelt Mountings
  • General Components
  • Fuel Injection
  • Engine Management Unit
  • Sensor Replacement
  • Horn
  • Speedometer
  • Windscreen Wipers
  • Windscreen Washers
  • Bonnet Catch
  • Foot Catch
  • Door Catches
  • Window Lift Motor
  • Window Regulator
  • Door Mirror Glass
  • Engine Management
  • Fuel Injection
  • Engine Management
  • Fuel Injection
  • Engine Management