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If your vehicle has been declared a total loss as a result of an accident, fire or theft, your comperhensive motor insurance policy will only pay out the current market value of your vehicle.
With a Car Protect Gap Insurance product, in the event of a total loss claim, your motor insurer's payout will be topped up to assit you depending on the type of cover selected below.
Car Protect offer 6 types of GAP Insurance with a 36 month duration, depending on your situation at the time you purchase cover.
Return to Value
Cover the gap between your motor insurance payout and the value of your car at the time you purchaed your Gap Insurance.
Return to Invoice
Cover the gap between your motor insurance payout and the invoice price you paid for your vehicle.
Vehicle Replacement
Cover the gap between your motor insurance payout and the cost of replacing your vehicle with a like for like model.
Finance GAP
Cover the gap between your motor insurance payout and the total amount of any finance outstanding on your vehicle.
Return to Invoice Combined
Combine the benefits of Return to Invoice Gap and Finance Gap into one simple package.
Vehicle Replacement Comb..
Combine the benefits of Vehicle Replacement Gap and Finance Gap into one simple package.
Return to Value GAP Insurance is available for new and used cars owned for more than 3 months and that are valued under 100,000 euro and are no more than 7 years old with no more than 80,000 miles recorded. 36 month policy duration. (Value at the time of cover will be determined using data provided by Benchmark Fleet Services Ltd)
Return to Invoice, Finance and Return to Invoice Combined GAP Insurance products are available for new and used cars owned for 3 months or less, that are valued under 100,000 euro and are no more than 7 years old with no more than 80,000 miles recorded. 36 month policy duration.
Vehicle Replacement and Vehicle Replacement Combined GAP Insurance prodcuts are available for new cars only, owned for 3 months or less, that are valued under 100,000 euro and are no more than 3 months old with no more than 5000 miles recorded. 36 month policy duration.